Mortgage/Refinances


	PHILIP KANIGAN BSc. D.M.D. NOTARY PUBLIC Inc.

	*Mortgages-Refinances:*

NOTARIES have been providing trusted , professional and personalized services to families and small businesses throughout BC for over a hundred years. Notaries Public have extensive experience helping BC homeowners with all real-estate related transactions , including Mortgages, Mortgage renewals and Mortgages Refinancing.

Notaries understand and protect your needs to ensure smooth Mortgage Refinancing.

USE THE EQUITY IN YOUR HOME TO GET MORE OUT OF LIFE

A Mortgage refinancing or Home Equity Loan allows you to leverage the value of your home to access funds for renovations , children’s tuition, investments or other lifestyle requirements. Notaries understand the complexities of real estate refinancing and can advise you to make the process easier to understand and simple to complete.

WHAT IS MORTGAGE REFINANCING

Many BC homeowners have significant equity in their homes; either because they’ve paid down an existing mortgage , or enjoyed a significant increase in the value of their home as house prices have risen- or both.

Mortgage Refinancing involves borrowing money , against the current value of your home. Using your home as security , you can arrange to have funds available to help you pay for your children’s education, purchase a second property for an investment or recreation, take that long-delayed dream vacation, or simply ease your retirement.

Mortgage Refinancing allows you to use your home to get more out of life.

WHERE DO I START?

If you are considering a Mortgage( to purchase property) or Mortgage Refinancing and want to learn more , feel free to contact our office. We can help you understand and navigate the complete mortgage or mortgage refinancing process .

If you already have a lender- usually a bank or mortgage broker- they will ask you to complete a credit application.

If you aren’t sure of which lender to call, we can refer you to lenders who we work with regularly .

Once you credit is approved , we can then provide any legal advice necessary, complete the necessary documents, register the required documents, and help you receive your funds as quickly as possible , via our trust accounts.